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Credit shortfall cover
Make sure you're covered for the difference between your comprehensive insurance payout and the amount you still owe on your car or motorbike if it's stolen or written off.
Some of the benefits
Credit shortfall cover
Pay off the shortfall on what you still owe after receiving your comprehensive insurance payout
* Subject to the maximum cover limit.
* Subject to the maximum cover limit.
Optional benefits
More optional benefits like Deposit Cover, Excess Cover, Instalment Cover and Return to Invoice Cover can be added to the Credit Shortfall Cover
* Subject to applicable benefit limits
* Subject to applicable benefit limits
What’s covered
Eligible vehicles :
- It is essential that all vehicles are comprehensively insured
- Passenger vehicles, trailers, motorcycles, caravans and light commercial vehicles with a gross vehicle mass of less than 3 500 kg and a trailer must have a carrying capacity of not exceeding 750kg
- Any commercial use vehicles excluded
- Vehicles used as taxi, rental vehicle, rebuilt vehicle (code 3), modified vehicles or vehicles used in any form of motoring competition or sport will be excluded from cover
Terms and conditions apply
Exclusions
- Loan arrears
- Cars or motorbikes without comprehensive insurance
- Car or motorbike extras or accessories that aren't included in your underlying comprehensive insurance policy
Terms and conditions apply.
Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06).”
What it costs
- Premiums are based on the full value of the car or motorbike, including all accessories and extras
How to claim
Contact us within 30 days of your claim being settled by your comprehensive insurance provider.
- Call us on 0860 123 999
- Send us an email
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What’s covered
-
What it costs
-
How to claim
Eligible vehicles :
- It is essential that all vehicles are comprehensively insured
- Passenger vehicles, trailers, motorcycles, caravans and light commercial vehicles with a gross vehicle mass of less than 3 500 kg and a trailer must have a carrying capacity of not exceeding 750kg
- Any commercial use vehicles excluded
- Vehicles used as taxi, rental vehicle, rebuilt vehicle (code 3), modified vehicles or vehicles used in any form of motoring competition or sport will be excluded from cover
Terms and conditions apply
Exclusions
- Loan arrears
- Cars or motorbikes without comprehensive insurance
- Car or motorbike extras or accessories that aren't included in your underlying comprehensive insurance policy
Terms and conditions apply.
Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06).”
- Premiums are based on the full value of the car or motorbike, including all accessories and extras
Contact us within 30 days of your claim being settled by your comprehensive insurance provider.
- Call us on 0860 123 999
- Send us an email
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